Portfolio-matched secured-credit enrichment
A scoped, paid engagement to evaluate — on your own book — whether IP-collateral events add decision-relevant signal to your counterparty assessment. No platform to adopt, nothing to integrate to decide.
1What you provide
A list of the US counterparties you want assessed. Dirty legal names are fine — resolution is our job, not yours.
| Field | Required | Note |
|---|---|---|
| your_id | yes | your opaque key, echoed back untouched |
| legal_name | yes | as you hold it — abbreviations / suffixes handled |
| cik / ticker / duns / lei | optional | any identifier sharpens matching to near-certain |
| state / country / domain | optional | corroborating signals when present |
| anonymized outcomes | optional | downgrade / claim / default / limit change — lets us compare our events to your own outcomes |
Delivered as CSV or JSONL over an encrypted channel. Typical pilot size: 500–5,000 names.
2What you receive
- —The matched file — one row per counterparty: the resolved entity, a status (auto / review / unmatched) and an explainable confidence, with the source identifiers we found.
- —The secured-credit events attached to each matched name — each a distinct recordation covering N patents: the pledge date, the normalized lender and its role, the classified change (initial / additional / amendment / release), an evidence extract and a direct link to the USPTO record.
- —An enrichment report — coverage on your book, by status and by recency, top lenders, and detailed timelines.
- —An evaluation pack you verify independently: a signed sample, the data dictionary, and scripts that re-check every signature and re-join the data on a clean machine.
THORNYCROFT GILES AND COMPANY
8 secured-credit events on record, point-in-time:
- 1997-04-07 · initial_security_interest · pledge → Cornelison, Ronald F.THORNYCROFT, GILES & COMPANY, INC. recorded a security interest over 3 patents to CORNELISON, RONALD F., recorded 1997-04-07. · USPTO
- 1997-04-07 · initial_security_interest · pledge → Mars, Forrest E., JR.THORNYCROFT, GILES & COMPANY, INC. recorded a security interest over 3 patents to MARS, FORREST E., JR., recorded 1997-04-07. · USPTO
- 1997-04-07 · initial_security_interest · pledge → Collister Johnson, JR.THORNYCROFT, GILES & COMPANY, INC. recorded a security interest over 3 patents to COLLISTER JOHNSON, JR., recorded 1997-04-07. · USPTO
- 1997-07-24 · initial_security_interest · pledge → Pedersen, EinarTHORNYCROFT, GILES & CO., INC. recorded a security interest over 3 patents to PEDERSEN, EINAR, recorded 1997-07-24. · USPTO
- 1998-10-21 · initial_security_interest · pledge → Mars, Forrest E. JR.THORNYCROFT, GILES & CO., INC. recorded a security interest over 3 patents to MARS, FORREST E. JR., recorded 1998-10-21. · USPTO
- 1999-01-06 · additional_collateral · pledge → Pedersen, EinarTHORNYCROFT, GILES & CO., INC. recorded a security interest over 3 patents to PEDERSEN, EINAR, recorded 1999-01-06. · USPTO
- 1999-01-20 · initial_security_interest · pledge → Bullar, Roland K., IITHORNYCROFT, GILES & CO., INC. recorded a security interest over 4 patents to BULLAR, ROLAND K., II, recorded 1999-01-20. · USPTO
- 1999-02-05 · initial_security_interest · pledge → Hamilton, Dorrance H.THORNYCROFT, GILES & CO., INC. recorded a security interest over 4 patents to HAMILTON, DORRANCE H., recorded 1999-02-05. · USPTO
A factual report of public USPTO records — illustrative of what you receive per matched name.
3How matching & signal are validated
- —Explainable, deterministic matching — external-id, exact name, or fuzzy; every resolution carries its confidence and method. No black box, no ML guess.
- —Precision over coverage — audited on a stratified sample (matching, lender normalization, and event-delta classification each scored against a manually verified gold set). We report measured precision, not assertions.
- —Abstention by design — an entity we cannot resolve with evidence stays unresolved under its exact raw name. We never force a merge to inflate a number.
- —Point-in-time & reconstructible — every event dated as of when it became public; failed / delisted entities retained (no survivorship bias); each event replays to its source document.
4Data handling & security
- —Data minimization. We need names + identifiers, nothing about your exposures, limits or pricing.
- —Encrypted in transit and at rest; access limited to the operator running the pilot; no third-party processors beyond the hosting infrastructure.
- —Deleted at the end of the pilot (or on request), unless you choose to continue. Your list is never redistributed, resold, or used to train anything.
- —A data-processing agreement is available; processing location and retention terms are fixed in writing before any file is sent.
5What success looks like
The pilot is a measurement, not a demo. We agree the bar up front; these are the axes we score.
| Measure | What it answers |
|---|---|
| Coverage on your book | share of your counterparties with ≥1 secured-credit event, on recent years |
| Novelty | share of events you did not already hold in your credit file |
| Audited precision | correctness of match, lender, role and delta on a stratified reviewed sample |
| Outcome comparison | our events set against your anonymized outcomes; where an event precedes one, the lead time — reported as fact, never as a prediction claim |
| Decision relevance | on named cases, would the signal have changed or informed a call? |
If the honest answer is « not enough », that is a valid, cheap result — and you have lost nothing but a scoped engagement.
6Timeline
| Phase | Weeks | Output |
|---|---|---|
| Scoping & DPA | 0–1 | fields, success bar, data terms agreed |
| Match & enrich | 1–3 | matched file + enrichment report |
| Joint review | 4–6 | audited precision, novelty, named cases |
| Decision | 7–9 | go / no-go on a recurring feed |
7Beyond the pilot
If the signal proves its worth, the pilot converts to a recurring enrichment feed — your book re-scored as new recordations post. Candidate extensions, only if you ask: trademark security interests, further public registers, and delivery into your existing workflow.
Scope a pilot — contact@redfleet.fr
Factual reports of public USPTO records with a dated SEC crosswalk. A recorded security interest is a financing event, not an allegation of wrongdoing and not a prediction. Not affiliated with the USPTO, the SEC, or any government agency. Not investment or legal advice.